Business owners have to contend with many facets of financial management, business accounting, cash-flow management, and capital acquisition. The one area of financial management that often goes unheeded or is placed on the back-burner is their personal …
Good question. Many retirement income planning tools use a percentage of income to determine an income need in retirement and then calculate an amount needed to provide that income. People with similar incomes often have different spending …
HISTORY – NOT – HEADLINES It’s easy to get “caught up” in the noise of the headlines. However, we must also look at the history and the track record of our Fund Managers and their proven performance. …
Charities play a vital role in our society. The Canadian government recognizes this role and tax breaks exist to encourage taxpayers to give to their favorite charities. Roger makes occasional donations to various charities. His donations are …
Most Canadians want to pass their life savings on to their heirs. The assets remaining once retirement needs are met will be distributed more effectively if there is a properly prepared will detailing the deceased’s wishes. Many …
Got 10 minutes? Two weeks ago, we sent out an EMAIL BLAST to our clients. We’ve been following up by phone (10 minutes max) so perhaps you’ve already spoken or heard a message from either Wayne or …