The FHSA Reality Check
Audio Version Let’s be completely real for a second: trying to save up for a down payment in today’s Canadian housing market can often feel a lot like trying to fill a large swimming pool with a leaky bucket. Housing prices are undeniably steep, and ensuring every single dollar works efficiently for you counts. Enter […]
Business Risk Planning
Audio Version Imagine the following scenario for a moment. You and your partner have opened a business and are feeling extremely confident about your current success. Your primary competition across the street cannot keep up after one of their co-owners passes away, eventually closing down. Their entire customer base eventually comes your way, and business […]
The Pay Yourself Retirement Spending Plan
Audio Version One of the biggest adjustments in retirement is losing the regular paycheque you’ve had your whole working life. Suddenly, money isn’t flowing in like clockwork—and that can feel unsettling. But you can recreate that stability with the “Pay Yourself” rule of retirement spending. And no, it doesn’t require any complicated plan. The idea […]
Protect Your Wealth From Inflation
VACATION NOTICE: Please be advised that Wayne & Sheila Hissa will be out of the office (and inaccessible by email) beginning May 13 for 10 days. While we’re gone, Jonny Somers-Harris will be in the office (Monday – Friday) from 9:00 am – 5:00 pm (except for existing meetings). Evening appointments with Jonny are available […]
True Costs of Financial Procrastination
Feb 2025 – To Tariff or Not to Tariff If there’s one good thing about tariffs, it gets economists and ALL people talking. Can tariffs prevent offshoring? Can they foster critical industries and bolster national security? Do they create jobs? Destroy jobs? Both? The debates will never end. We all need to review the fact […]